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Knowledge Hub

Knowledge Hub

5 min read

Salvage and wreck removal: what you need to know about boat insurance

Motoring and Travel June 04, 2024

Roads in South Africa are busy, and many are in poor condition. This could make motorcycling seem dangerous until one remembers the exhilaration and safety of group riding. Group riding offers a fun, social way to stay safe on your bike. Motorcycle Insurancefrom Dialdirect gives you financial protection, whether you're riding solo or hitting the road with other riders.

The growing popularity of motorcycle groups and riding

Motorcycle sales have nearly doubled between 2018 and 2023. Most of the growth is attributable to an increase in commercial delivery services. However, sales withinthe leisure segment still showed a small growth1 because the joy of owning a bike comes from being on the open road and having an unfiltered connection with your surroundings!

But the love of two wheels and the open road is truly satisfying when you can share it with fellow enthusiasts. This has given rise to informal groups riding together and organised clubs, complete with patches. The most structured of these are Motorcycle Clubs and Motor Cycle Clubs (MC and MCC). Riding Clubs and Social Motorcycle Clubs (RC and SC/SMC)are informal but follow certain requirements2. Joining a club isn’t only about being around people with a shared interest; it also allows you to experience the safety, knowledge-sharing and friendships that come with group riding, whether on a short breakfast run to the Magaliesberg or a skill-testing ride through the Swartberg pass.

Safety of group formations 

Group riding isn't just about having a good time – it's about harnessing the power of numbers to make everyone safer on the road.  Group formations can improve your riding experience in several ways.

  • Skills building: New motorcyclists can benefit from the wisdom of more experienced riders, learning from their techniques and getting advice on handling tricky situations.

  • Increased visibility: Motorcycles have a smaller profile than other vehicles. A group of bikes creates a larger profile that is more visible than a lone rider.

  • Formation dynamics: Staggered and V formations improve visibility, keep a safe distance between bikes, and prevent cars from intruding.

  • Security: The larger number of riders in group formations can deter potential troublemakers and provide a sense of protection against opportunistic criminal acts.

  • Support system: Group rides provide a support system that makes dealing with breakdowns, accidents and other emergencies easier.

  • Responsible riding: Groups can hold each other accountable for safe practices and discourage reckless behaviour.

Group riding etiquette

Both MCs and MCCs have a set of rules members need to follow – having a code of conduct can make any group ride safer and more enjoyable for everyone. Essentials include:

  • Be prepared: Check your motorcycle before joining any group ride. Arrive with your gear on, ready to go. 

  • Knowing the signals: Non-verbal communication is necessary when riding in a group. Ensure you know and have mastered hand signals for turns, stops, hazards and other communication.

  • Listening: Attend pre-ride briefs for the route, group roles (leader, sweep) and any special instructions.

  • Following the leader: Every group ride must have a leader. They set the pace and navigate. Trust their knowledge and focus on your own safe riding.

  • Holding the stagger: Maintain your position in the group formation for safer manoeuvring.

  • Being road aware: Even in a group, you're responsible for your own safety. Constantly scan for hazards, cars and road conditions.

  • Passing mindfully: If you need to pass, do so only once you have signalled within the group's system. Avoid weaving between bikes.

  • Not showing off: Group rides are about camaraderie, not competition! Leave the stunts at home and avoid disruptive behaviour in built-up areas. Show consideration for other road users.

  • Keeping your pace: Ride within your skill level and let the leaders know if you struggle. Don't push beyond your competency zone.

 The role of Motorcycle Insurance

 Protecting yourself and your bike involves more than group rides and being aware of road rules.You need Motorcycle Insurance to insulate you against unexpected costs and liabilities should anything happen to you or your bike, such as:

  • Theft and hijacking: It is easier to steal or hijack a motorcycle than a car, even when using an anti-theft device. Motorbike Insurance allows you to replace it without ruining your savings.

  • Accidental damage: Collisions, mishaps, and even simple drops can cause damage to your bike. Bike Insurance could cover the cost of repairs or replacements, getting you back on the road faster.

  • Fire or flood damage:  From electrical faults to accidents, fires can destroy your motorcycle. And getting stuck on a flooded road can wreck your engine. Insurance coverage protects your ride from these unpredictable risks.

  • Third-party: If an accident causes damage to another person's property, your insurance could cover the cost to repair or replace the damaged property.

  • Additional coverage: Choose the right Motorcycle Insurance to access extra benefits. These could include roadside assistance if a breakdown or accident leaves you stranded or cover for any stolen accessories with your bike.

With Comprehensive Motorcycle Insurance, you'll find you can focus on the joy of riding, knowing you're protected if the unexpected occurs.

Safety tips for motorcycle riders

As a motorcyclist, safety responsibility rests on your shoulders. While exhilarating, riding demands constant vigilance and proactivity to minimise risk. Motorbike Insurance[2] protects your finances, but these tips aim to protect your life.

  • Wear the gear: A helmet is the bare minimum. Invest in an armoured jacket, abrasion-resistant pants, motorcycle boots and gloves for the best protection.

  • Maintain your machine: Regularly check tyre pressure, oil levels, chain tension and all critical lights and signals.

  • Be conspicuous:  Motorists often don't see motorcycles. Wear bright, reflective clothing and use your high beam during the day for visibility.

  • Know the weather: Don't just check the rain forecast; be aware of wind gusts, temperature changes and road surface conditions.

  • Obey traffic laws: Speed limits, stop signs, and signals exist for a reason. They're designed to keep all road users safe.

  • Safe following distance: Leave ample space between you and the vehicle ahead. This gives you time to react to sudden stops or hazards.

  • Focus is key: Put the phone away, avoid eating or drinking while riding, and keep your mind engaged on the road and in traffic.

  • Defensive driving: Don't assume cars will see you or yield the right of way – ride as if you're slightly invisible!

  • Watch the surface: Scan the road ahead for potholes and debris, adjust your line, and always slow down.

  • Rest up: Being tired impairs judgement and reaction time as alcohol does. Take breaks on long rides.

  • Advanced training: Even experienced riders benefit from refresher courses. These hone skills, address bad habits and keep your safety instincts sharp.

Get a Motorbike Insurance quote from Dialdirect

Embark on the exhilarating journey of the open road, confident in the assurance that you and your bike are protected by precisely tailored coverage offered at great value. With Dialdirect's Motorbike Insurance, you can enjoy the freedom of exploration without worrying about unforeseen mishaps. Whether cruising down urban streets or exploring rugged terrains, our comprehensive protection ensures peace of mind every mile. Take the first step towards worry-free riding by getting a Motorbike Insurance quote.Embrace the thrill of the ride, knowing that you're backed by reliable coverage designed with your adventures in mind.

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Disclaimer: The information in this article is provided for informational purposes only and should not be construed as financial, legal, or medical advice.

 

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