BetterCar Value

What is BetterCar Value? 

If your vehicle is written off due to an accident, BetterCar will pay you out or replace it with an equivalent model that is one year newer.

If your car is eight years old or younger, you can add BetterCar to your comprehensive Dialdirect insurance policy. And if your car does not have a newer model, we will pay out 15% more than the retail value of the car.

If a policyholder's vehicle is written off in an accident, they may receive the market value or trade value from their vehicle insurance. BetterCar, however, pays out an amount in excess of the retail value (the highest value you can insure your vehicle for). If you need to replace your car after it's written off in an accident, you can get an equivalent one-year newer model.

It's beneficial for financed vehicles, because if a driver files a write-off claim after an accident, the car insurance payout may not cover the total amount owed on the vehicle. This typically results in a shortfall for the owner. However, depending on the circumstances of your claim, BetterCar will pay you more than the retail value of your vehicle or provide you with a replacement.

BetterCar Value also gives you access to our range of Assist Benefits, including Roadside, Home, Trauma, Medical, and Legal Assist.