Third Party
Insurance

Third Party Insurance 

Third Party Only Car Insurance offers an entry-level form of cover. This policy covers the damages you cause to another person’s vehicle or property in the event you’re deemed at fault after a car accident or collision. 

What is covered with Third Party Insurance cover? 

• Damage to someone’s car or property

It’s important to note that while this cover protects you against third-party damage, it doesn’t cover repairs to your own vehicle. So, if you’re in an accident, you’ll need to bear the cost of repairs to your car.

Dialdirect recommends Third Party Insurance if you can say ‘yes’ to these questions:

1. Can you afford to pay for vehicle repairs yourself?

2. Does your vehicle have a low-market value?

If you’re having second thoughts about whether Third Party Insurance is the right kind of cover, we suggest looking at alternatives like Third Party Fire and Theft Car Insurance or Comprehensive Car Insurance.