Funeral Cover
The passing of a loved one is a devastating time. Funeral cover can help alleviate many financial responsibilities, so you can take the time necessary to grieve without any additional stress.
What is Funeral Cover?
A funeral policy pays out a set sum in the event of a death by accidental or natural causes. The coverage allows you or a loved one to have the well-deserved dignified burial that’s envisioned.
Contact Dialdirect today for a comprehensive, free funeral cover quote. We’ll make sure to offer you the best funeral cover services available in the South African market.
Funeral Cover Benefits
- Natural and Accidental death covered.
- Death as a result of HIV/AIDS covered.
- Death as a result of Covid-19 covered.
Repatriation Benefit
- In the event of the insured’s death, the next of kin may decide on the place of burial and the funeral home.
- The mortal remains will then be sent to a branch of the chosen funeral home, closest to the cemetery.
- This service is only offered if both the death and burial occur within the borders of South Africa.
Funeral Cover Pricing
Individual Cover –
Benefit Cover Options
Policy
holder
holder
R5 000
R10 000
R15 000
R10 000
R15 000
R20 000
R25 000
R30 000
R25 000
R30 000
(If additional member e.g. Domestic worker, parents etc. is added the individual cover band must be selected)
Premium:
From R37pm
What are the waiting periods?
This period is a time in which no insurance cover is provided and monthly premiums are payable. The following waiting periods apply:
- Natural death on the funeral plan is six months and six paid premiums.
- Death from accidental causes is covered from the time we receive your first premium.
- If you have had existing cover which is active within 31 days of taking up this policy, only the remaining waiting period on your existing cover will apply. Should there be no remaining waiting period left on your existing cover, then no additional waiting period will be applied to this policy. Waiting periods will only be adjusted if you have cancelled or you are going to cancel your existing cover.
- For your reduced waiting period to be deemed valid on this policy in the case of a claim, we need you to submit a copy of your most recent policy schedule from your previous insurer for assessment and confirmation. This will be stored against your policy record.
Refer to Terms and Conditions for a full list of exclusions.
Frequently Asked Questions: Funeral Cover
