Avoid falling victim to personal loan scams.
We are aware of a fake Dialdirect Insurance letterhead offering very high loan amounts. This is a scam and we urge you not to divulge your personal or banking details to them.
Dialdirect loans do not exceed R150 000. Extremely high loan amounts are among some of the major warning signs of a scam. Read on for signs to look out for.
To speak to a personal loans consultant, call 0861 877 772
A personal loan from R1000 up to R150 000
Fast, paperless application process
Decision in seconds
Cash in your account within 24 hours
Flexible repayment options; choose from 12 to 60 months
Fixed monthly repayments
Free monthly statement via email or SMS
Optional Customer Protection Insurance
Interest from as low as 15%
We can think of many things that a cash injection could help an awful lot with: paying for school fees, beginning those much needed renovations, kick-starting your dream business – anything you can imagine. And you only need a few things to qualify for a personal loan:
Be 18 years or older
Have a valid SA ID or Drivers License
Have a bank account
Be employed and earn R2 000 or more per month
You will be required to provide proof of income documentation
Loan repayment terms range from 12 months to 60 months. The maximum interest rate with regards to Dialdirect Personal Loan* is 29.25% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 29.25% would be: Loan amount of R10 000 borrowed for 24 months. Annual Interest Rate: 29.25%. Initiation fee: R1207. Monthly service fee: R69 Total Amount payable: R17 269,60. Monthly instalment amount: R720.
Please note our interest rate will never exceed the maximum as prescribed by the NCA of 29.25%. Fees subject to change based on risk profile.
You can call Dialdirect Personal Loans on 0861 877 772 . Dialdirect Personal Loans Call Centre Hours: Mon-Thur 8am-7pm, Fri 8am-9pm, Sat 8am-6pm, Sun 9am-5pm and Public Holidays 9am-5pm.
Dialdirect personal loans are administered and managed by RCS, a registered Credit and authorised Financial Services Provider.NCRCP 38/FSP 44481.