Insurance for your
Business Assets
Tailor made cover for your business- Business insurance with expert advice
- Business Assist benefits for business growth
Protection built around your business
At Dialdirect, we know your business is driven by more than ambition alone; it's powered by the assets that keep everything operating day to day. From vital equipment and valuable stock to the premises you work from, these are the foundations that transform ideas into results. That’s why our Business Assets Insurance is designed to provide reliable, comprehensive protection for what matters most.
Whether you run a local café, a busy retail outlet, or a fast-growing tech company, unexpected loss or damage can disrupt operations and strain your finances. Our cover helps protect your business against the financial effects of events such as theft, fire, and natural disasters—giving you the support you need to recover quickly and move forward with confidence.
Why Business Assets Insurance Matters?
Your assets are the engine of your business: your tools, your inventory, your workspace. They represent your investment, productivity, and future growth. While basic insurance may cover a vehicle, it often doesn’t extend to the core infrastructure that keeps your business running. Our tailored solutions ensure your most important assets are protected where it truly counts.
We have a range of cover to suit your business needs.
Every business is unique, we're here to tailor a policy that fits your business.
Property Protection
Fire Covers your stock and machinery. Protecting your business from the financial impact of fire damage, so you can rebuild and get back on track.-
Buildings combines Safeguards your business premises, fixtures and fittings, giving you peace of mind that your workspace is covered.
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Office contents Covers all the essentials in your office, from furniture to equipment, so you can focus on running your business.
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Electronic equipment Protects your valuable tech gear, so you can stay connected and productive without interruption.
Income Protection
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Business interruption Keeps your business afloat by covering lost income if you have to temporarily close due to unexpected events.
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Account receivable If you cannot trace the details of amounts due to you because the financial records of your business have been destroyed in a fire.
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Money Safeguards your business ' s cash on hand, giving you confidence that your hard-earned money is secure.
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Theft Protects your business from the financial loss of stolen goods or equipment, so you can replace what ' s taken.
Breakdown Protection
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Machinery breakdown Ensures your essential equipment is repaired or replaced quickly, so you can keep operations running smoothly.
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Machinery breakdown business interruption Keeps your business going by covering lost income if your machinery breaks down unexpectedly.
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Machinery breakdown deterioration of stock Protects your stock from spoilage or damage after a machinery broken down, so you can maintain the quality of your products.
Employee & Employer Protection
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Employer ' s liability Protects you if an employee gets injured on the job, so you can take care of your team.
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Group personal accident Provides financial support if your employees are injured, keeping your team covered.
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Fidelity Guarantee Protects your business from financial loss due to employee dishonesty or theft.
Movable Asset Protection
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Business All Risk Covers a wide range of risks, giving you comprehensive protection for your business assets away from the premises.
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Goods in transit Ensures your goods are safe during transport, so you can deliver with confidence.
Liability Protection
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Public Liability Covers you if someone gets injured or their property is damaged in the course of your business operations.
Get your tailored Business Assets Insurance quote today.
We’re committed to your business success. Our Business Vehicle Insurance offers Business Assist benefits at no extra cost to ensure your business runs smoothly. From roadside emergencies to tender assistance and digital growth, these are just a few examples of what's included.
Office Assist
Emergency Medical Assist
IT Help Desk
Digital Marketing
Collections Assist
Credit Report
Tender Assist
Financial Advice
Office Assist
Emergency Medical Assist
IT Help Desk
Digital Marketing
Collections Assist
Credit Report
Tender Assist
Financial Advice
Save Money
Keep your business budget in check when you take out affordable business insurance with us.
Your business is in good hands
Hundreds of businesses trust us to get the right insurance for their unique operations.
We are there for you
We're here to help you navigate the ins and outs of insurance, so if you have any questions, just give us a shout and one of our business consultants will assist you.
Get Payback Bonus for your Business
Add the optional Payback Bonus to your Dialdirect Insurance policy to start earning rewards
Payback Bonus rewards you for:
Remaining claim-free for four uninterrupted years- The pay-out you’ll receive will either be your entire first year’s premiums or up to 25% of all your premiums paid over those four years, whichever is the lesser.
+27 720
customers received their Payback Bonus
over the last 5 years
+R284 mil
paid out to customers in Payback Bonus over
the last 5 years
*Payback Bonus is an optional benefit available at an additional cost. Cover and Payback Bonus Terms & Conditions online. The figures above are based on Payback Bonus received by all Dialdirect customers, derived from system reports and verified by the TIH Actuarial team. Data reflects figures as of February 2025 and may vary slightly due to reporting processes.
Professional Indemnity Insurance
Protects against claims of negligence, errors, or omissions. Covers legal costs and compensation, safeguarding professionals like lawyers, accountants, and consultants from financial and reputational risks.
Directors & Officers Liability
Safeguards a company and its leaders from legal actions related to their decisions. It covers legal fees, settlements, investigation costs, and awards from claims of negligence or duty breaches.
Events Liability Insurance
Shields event organisers from financial losses due to unforeseen incidents. Covers third-party bodily injury, property damage, and other liabilities, giving you peace of mind while managing your events business.
Public Liability Insurance
Gives you the backup you need when the unexpected strikes. From a client tripping over a cable to accidental damage at a customer’s premises, we’ve got you covered.
Frequently Asked Questions:
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Get Business Assets Insurance today!
