Vehicle Value Protect
to safeguard your
car’s value
Locks in impact of depreciation over time- For cars below R1 million retail value at inception
- For cars below 10 years
Keep cruising with Vehicle Value Protect
You’ve just bought your dream car. You’re beaming as you drive it out of the showroom - that new car smell, the smooth ride, the admiring glances. Life is good. But here’s the twist: the moment those wheels hit the road, your car’s value starts to drop. That’s totally normal, it’s called depreciation.
Fast forward a few months, something unexpected happens - your car is stolen and not recovered. You file a claim with your insurer, expecting to be covered. But when the payout comes, it’s based on your car’s current value, not what you paid for it.
That’s where DialDirect Vehicle Value Protect steps in. It’s a smart, simple cover that protects your car’s value over time so if the worst happens, you’re not left with a financial gap just peace of mind, and the confidence that your investment is protected.
What does Vehicle Value Protect cover?
Protect your car’s value with reliable cover.
Smart protection for your car’s true value
Complimentary Products
Potholes, uneven roads, or Tyre bursts they happen to everyone. With Tyre and Rim Cover, the cost of repairing or replacing damaged tyres and rims is taken care of. When the road gets rough, it’s just another one covered with Dialdirect.
Potholes, uneven roads, or Tyre bursts they happen to everyone. With Tyre and Rim Cover, the cost of repairing or replacing damaged tyres and rims is taken care of. When the road gets rough, it’s just another one covered with Dialdirect.
Scratches & Dents are part of everyday driving. Instead of stressing about small repairs, Scratch and Dent Cover makes sure those minor damages are fixed with ease, keeping your car looking its best without dipping into your own pocket.
Cars get older, and with that comes the risk of costly breakdowns. An Extended Warranty keeps your car protected once manufacturer’s warranty ends. From engine repairs to unexpected component failures, we step in, so you are not left with a big bill. Another one covered, the Dialdirect way.
Frequently Asked Questions:
- The vehicle should not be older than 10 years to be covered
- The vehicle’s retail value should be less than R1m at inception
- The customer should have an underlying insurance policy that covers total loss
We’ll cover the difference between the vehicle’s standard retail value at the start of the policy and standard retail value at the time of total loss.
We will not cover you for:
- Rejected claims - If your claim under your underlying total loss policy is rejected for whatever reason.
- Losses covered by the underlying total loss policy - Any loss for the vehicle covered by your underlying total loss policy.
- Amounts deducted from your underlying claim - Any excesses penalties or fees deducted from your underlying total loss policy insurance claim.
- Ex-gratia Claims - Any claim paid as an ex-gratia will not be considered a valid claim. This is a payment out of contract. Therefore, we will not deem an ex-gratia payment as a settled claim.
The insured must give us full details of the insured incident they are claiming for, within 30 days of becoming aware of such an incident.
The customer must give us any information, proof, documents and co-operation that we need within 14 days of request.
Claiming with us is easy. Call us on 0860 10 50 85 to submit your claim.
We will only pay out on valid claims after your underlying total loss vehicle policy claim has been settled for the insured vehicle.
Get Vehicle Value Protect today!
